Platinum Savings Account

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The Platinum Savings Account at Hiawatha Bank & Trust is a great solution to help your money grow faster. This savings account offers a higher interest rate and there is no monthly maintenance fee as long as you maintain an average collected monthly balance of $1,000 or greater.

Requirements

  • Minimum balance to open -$1,000
  • No monthly maintenance fee when the monthly average collected balance is $1,000 or greater.

Benefits

  • Competitive interest rate earned is dependant on the balance
  • Passbooks available
  • ATM/Debit cards available with no annual fee or transaction fees, as long as you have a checking account as well
  • 3 free withdrawals per statement cycle
  • Combined savings and checking statement
  • Free internet banking
  • Free phone banking

Cost

  • $10.00 fee per statement cycle if the monthly average collected balance falls below $1,000
  • $2.00 fee for each withdrawal in excess of 3 per statement cycle