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Serving Linn County since 1997.

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Home Equity Loans & Lines of Credit

Home Loans Home Equity Loans & Lines of Credit

You've worked hard to build the equity in your home, and Hiawatha Bank & Trust can help you unlock that home equity and turn it into cash. We offer competitive low rates and flexible payment plans. Home equity loans can be to pay for such things as:

  • Home Improvements
  • Debt Consolidation
  • Automobiles
  • Vacation
  • College Tuition

What's the difference between Home Equity Loans and Lines of Credit?

Home Equity Line of Credit

This reusable line of credit lets you borrow what you need, as you need it. It's great for ongoing expenses, like home improvement projects or college tuition.

Home Equity Loan

Make budgeting easy with monthly payments of principal and interest when you borrow a fixed amount. This option is great when you need cash for a specific purpose, such as a new car or debt consolidation.