Golden Savings Account

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You work hard for your money. Don’t you think it’s time to let your money start working for you? A Golden Savings Account with Hiawatha Bank & Trust is a convenient way to make your money grow. The more money you put in and the longer you leave it there, the more interest you earn. It’s as simple as that.

Requirements

  • Minimum balance to open -$100
  • No monthly maintenance fee when the monthly average collected balance is $100 or greater.

Benefits

  • Pays competitive interest rate
  • Passbooks available
  • ATM/Debit cards available with no annual fee or transaction fees, as long as you have a checking account as well
  • 3 free withdrawals per statement cycle
  • Combined savings and checking statement
  • Free internet banking
  • Free phone banking

Cost

  • $5.00 fee per statement cycle if the monthly average collected balance falls below $100
  • $2.00 fee for each withdrawal in excess of 3 per statement cycle