Golden Savings Account

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You work hard for your money. Don’t you think it’s time to let your money start working for you? A Golden Savings Account with Hiawatha Bank & Trust is a convenient way to make your money grow. The more money you put in and the longer you leave it there, the more interest you earn. It’s as simple as that.


  • Minimum balance to open -$100
  • No monthly maintenance fee when the monthly average collected balance is $100 or greater.


  • Pays competitive interest rate
  • Passbooks available
  • ATM/Debit cards available with no annual fee or transaction fees, as long as you have a checking account as well
  • 3 free withdrawals per statement cycle
  • Combined savings and checking statement
  • Free internet banking
  • Free phone banking


  • $5.00 fee per statement cycle if the monthly average collected balance falls below $100
  • $2.00 fee for each withdrawal in excess of 3 per statement cycle