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Serving Linn County since 1997.

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You work hard for your money—so why not have your money work for you? Hiawatha Bank & Trust offers a convenient way to earn interest on your money along with the unlimited check writing and debit card access. It’s like having a savings account that allows for unlimited transactions.


  • Minimum balance to open – $1,000
  • No monthly maintenance fee when the monthly average collected balance is $1,000 or greater


  • Variable interest rate
  • ATM/Debit cards available with no annual fee or transaction fees
  • Unlimited check writing privileges
  • Combined checking & savings statement
  • An imaged reproduction of your original check will be returned free with monthly statement
  • Free internet banking
  • Free phone banking
  • Ready Reserve overdraft protection available


  • $7.50 fee per statement cycle if the monthly average collected balance falls below $1,000