CD & Deposit Account Rates

 

 

July 19, 2019

ANNUAL PERCENTAGE YIELD

Interest Rate

Certificates of Deposit
($1,000 minimum)

    

91 - Day Certificate of Deposit

0.15%

0.15%

182 - Day Certificate of Deposit

0.25%

0.25%

12 – Month Certificate of Deposit

0.40%

0.40%

24 – Month Certificate of Deposit

0.55%

0.55%

36 – Month Certificate of Deposit

0.80%

0.80%

48 – Month Certificate of Deposit

1.00%

1.00%

60 - Month Certificate of Deposit 

 1.21%

1.20%

Money Market Account
(Variable rate account, $2,500.00 minimum opening balance)

 

 

$ 2,500.00 to $ 9,999.99

0.10%

0.10%

$10,000.00 to $ 49,999.99

0.15%

0.15%

$50,000.00 to $ 99,999.99 (and over for Business accounts)

0.15%

0.15%

$100,000.00 and over (Personal accounts only)

0.35%

0.35%

Interest Checking
(Variable rate account, $1,000.00 minimum opening balance)

 

 

$ 1,000.00 and over

0.10%

0.10%

Platinum Savings
(Variable rate account, $1,000.00 minimum opening balance)

 

 

$ 1,000.00 to $ 9,999.99

0.15%

0.15%

$10,000.00 to $24,999.99

0.25%

0.25%

$25,000.00 to $49,999.99

0.40%

0.40%

$50,000.00 and over

0.79%

0.79%

Golden Savings
(variable rate account, $100.00 minimum opening balance)

 

 

$100.00 to $ 499.99

0.05%

0.05%

$500.00 and over

0.07%

0.07%

Kid’s All-Star Savings
(variable rate account, no minimum opening balance)

 

 

$50.00 to $ 499.99

0.15%

0.15%

$500.00 and over

0.25%

0.25%

The Annual Percentage Yield's (APYs) given above are for automatically renewable CDs unless otherwise noted.  Interest on CDs is credited at maturity for CDs that are shorter than 1 year.  For CDs with longer terms, interest is credited as stated on the CD.  A penalty will be imposed for early withdrawal.  Fees could reduce the earnings on the above accounts.  All CD rates stated are fixed for the term of the CD unless otherwise noted.  CDs renew automatically for a similar term except as noted above.  APY calculations above assume interest remains in the account until maturity.  All CD account balances earn the same rate.  All accounts are FDIC insured to a maximum of $250,000 per depositor.  Refer to Terms and Conditions, available from any bank employee.  The above rates are accurate as of the date shown at the top of this page.  All rates subject to change.