Certificate
of Deposit Rates
Interest offered as of
August 26, 2010. Rates
are subject to change without notice.
TERM
|
A.P.Y.
(Annual
Percentage Yield)
|
INTEREST
RATE
|
MINIMUM
DEPOSIT
|
|
|
|
|
|
|
|
|
|
|
|
91
day
|
0.50%
|
0.50%
|
$1,000.00
|
|
182
day
|
0.75%
|
0.75%
|
$1,000.00
|
|
12
month
|
1.00%
|
1.00%
|
$1,000.00
|
|
24
month
|
2.02%
|
2.00%
|
$1,000.00
|
|
36
month
|
2.27%
|
2.25%
|
$1,000.00
|
|
48
month
|
2.78%
|
2.75%
|
$1,000.00
|
|
60
month
|
3.19%
|
3.15%
|
$1,000.00
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Early
Withdrawal Penalties
A
penalty may be imposed for withdrawals before maturity.
The penalty we may impose will equal three (3) months
interest on the amount withdrawn on Certificated of Deposits with a
term of 0-12 months.
For
Certificated of Deposits with a term over 12 months, the penalty we
may impose will equal six (6) months interest on the amount
withdrawn.
There
are certain circumstances, such as the death or incompetence of an
owner, where we may waive or reduce this penalty, but only up to the
first maturity date after the owner’s death or date incompetence
is declared.
Checking/Savings
Accounts
Interest offered as of August 26, 2010. Rates
are subject to change without notice.
ACCOUNT
|
BALANCE
|
APY
(ANNUAL
PERCENTAGE YIELD)
|
INTEREST
RATE
|
Interest
Checking
|
$1,000
and over
|
0.25%
|
0.25% |
Money
Market
|
$2,500
- $9,999.99
|
0.20% |
0.20% |
|
$10,000
- $49,999.99
|
0.35% |
0.35% |
|
$50,000
-$99,999.99
|
0.75% |
0.75% |
|
$100,000 and over |
1.26% |
1.25% |
Golden
Savings
|
$100
– 499.99
|
0.25%
|
0.25%
|
|
$500
and over
|
0.35%
|
0.35% |
Platinum
Savings
|
$1,000
- $9,999.99
|
0.30% |
0.30% |
|
$10,000
- $24,999.99
|
0.55% |
0.55% |
|
$25,000
- $49,999.99
|
1.06% |
1.05% |
|
$50,000
and over
|
1.51% |
1.50% |
Kid’s
All-Star Savings
|
$50
- $499.99
|
0.35%
|
0.35% |
|
$500.00
and over
|
0.50% |
0.50% |
Loans
For
more loan information or a loan rate quote, please contact one of
our friendly lenders at 378-5979 or 841-2050 to assist you with all of your
lending needs.
|
