Privacy Policy

Protecting your privacy is important to Hiawatha Bank & Trust Company and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Hiawatha Bank & Trust Company employees for collection, use, retention and security of nonpublic personal information.

What Information We Collect

We may collect "nonpublic personal information" about you from the following sources:

• Information we receive from you on applications or other loan and account forms.

• Information about your transactions with us, our affiliates or others.

• Information we receive from third parties such as credit bureaus.

We may disclose the following information to our affiliated financial service provider companies:

• Information we receive from you on applications or other loan and account forms such as your name, address, social security number, assets, income and net worth information.

• Information we receive from consumer reporting agencies, such as your credit worthiness and credit history.
  

We provide access to your personal and account information only to those employees who need to know that information to provide products and services to you.  All others would be restricted from such data.  We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
      
We do not reveal specific information about our customer's or former customer's accounts or other personal identifiable data unless (1) our customer has requested or authorized it; (2) the information is provided to help complete a transaction initiated by our customer; (3) the information is provided to a reputable credit bureau or similar information reporting agency; or (4) disclosure is lawfully permitted or required.

We do not disclose nonpublic personal information about you to nonaffiliated third parties except as permitted by law.

If you have any questions or concerns, please contact us at (319) 378-5979.

MasterCard SecureCode

SecureCode is a service that helps protect MasterCard card accounts against unauthorized Internet transactions by using identity information established between an individual cardholder and his or her financial institution.  Hiawatha Bank & Trust, in conjunction with SHAZAM and Acrot Systems are providing this service to you to improve the security of payment transactions in the electronic commerce environment.  Once you activate SecureCode, your card cannot be used at a participating Internet merchant without authentication by an authorized user of your account.

You will find SecureCode easy to use.  When you enroll in Secure Code and then use your MasterCard card for an Internet purchase at a participating merchant, a window displays requesting your password in much the same way you enter a PIN during a face-to-face transaction.  After you enter your password, the information is authenticated and then the transaction is submitted to your financial institution for authorization.